Time Value of Money and Positive Rate Essay Example

Time Value of Money and Positive Rate Paper Bal. Your grandmother invested one lump sum 17 years ago at 4. 25 percent interest. Today, she gave you the proceeds of that investment which totaled $5,539. 92. How much did your grandmother originally invest? A. B. D. E. $2,700. 00 $2,730. 30 $2,750. 00 $2,768. 40 $2,774. 90 Forty years ago, your father invested $2,500. Today that investment is worth $107,921. What is the average rate of return your father earned on his investment? 8. 50 percent 9. 33 percent 9. 50 percent 9. 87 percent 9. 99 percent An annuity stream of cash flow payments is a set of: level cash flows occurring each time period for a fixed length of time. Level cash flows occurring each time period forever. . Increasing cash flows occurring each time period for a fixed length of time. D. Increasing cash flows occurring each time period forever. E. Arbitrary cash flows occurring each time period for no more than 10 years. An annuity stream where the payments occur forever is called a(n): annuity due. Indemnity. Perpetuity. Amortized cash flow stream. Amortization table. The interest rate expressed as if it were compounded once per year is called the rate. Be. Stated interest compound interest effective annual periodic interest daily interest The interest rate charged per period multiplied by the number of periods per year is called the a. Effective annual b. Annual percentage c. Periodic interest d. Compound interest e. Daily interest b 7. You are comparing two investment options. The cost to invest in either option is the same today. Both options will provide you with 320,000 of income. We will write a custom essay sample on Time Value of Money and Positive Rate specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Time Value of Money and Positive Rate specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Time Value of Money and Positive Rate specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Option A pays five annual payments starting with $8,000 the first year followed by four annual payments Of $3,000 each. Option B pays five annual payments Of $4,000 each. Which one of the following statements is correct given these two investment options? A. Both options are of equal value given that they both provide $20,000 of Income. B. Option A is the better choice of the given any positive rate of return. C. Option B has a higher present value than option A given a positive rate of return. D. Option B has a lower future value at year 5 than option A given a zero ate of return.

Scientific method Essay Example

Scientific method Essay Example Scientific method Essay Scientific method Essay In todays society we use science without even knowing it, because we dont relate what we do, where we go, and things that happen to science much less how the scientific method is used in everyday life. The scientific method gives us a precise answer to investigative questions and precise aanswers to those questions. Because of science our children and grandchildren will study the findings in our research of our day and learning more scientist study the world around them. There are 5 steps to the scientific method: . Make observations. 2. Propose a hypothesis. 3. Design and perform an experiment to test the hypothesis. 4. Analyze your data to determine whether to accept or reject the hypothesis. 5. If necessary, propose and test a new hypothesis. By using these steps we can make accurate conclusions instead of assumptions form the discovery of DNA February 28, 1953, by Watson and Crick who made history at Cambridge University in the Cavendish Laboratory. Its because of this discovery that cold case files have been closed and the criminal behind bars and the families can be at rest now. This pressure stems from the action common in childhood and adolescence that one works with friends, rather than the reality of adult life in which one is not necessarily friends with coworkers (Cohen, 1994). Teachers may even feel that secondary students will be rebellious if they are forced to work in groups that are not of their own choosing (Cohen, 1994). When teachers grapple with this question, they confront a decisive and determining factor of successful cooperative learning and the complications that may arise in classroom settings. In a recent casebook for teachers about group work in the lassoer, 38% of the cases concerned difficulties teachers face creating groups (Sultan, Alton, Whitlock, 1998). When assigning group work, teachers must decide whether to allow students to form their own groups or whether to place students in groups through either a random or systematic allocation process. Prior research has examined how these approaches for corning groups affect the group experience by comparing grades on projects, tests, and exams (e. G. Leek 1999; Mightiest 2002; van deer Alan Smith and Spindle 2007; Swanson et al 1998), by analyzing student responses to questionnaires e. G. , Chapman et al 2006; Oddball et al 2007), and by synthesizing findings in prior psychology and organizational behavior research (e. G. , Bryant and Labeling 20060). The objectives of all this group work in a classroom setting are that students will (a) learn the importance of the four Cos of teamworkcommunication, collaboration, coope ration, and compromise (Kitchenware, 1997) and (b) be better prepared to enter the group-oriented workplace. However, using group projects in a class can also have significant drawbacks (e. G. Ashram, 2004; Bator,Wallboard, Krishna, 1997; Comer, 995). Common problems with group projects include free riders (I. E. , students who do not do the work but get credit because of the teams efforts), grade inflation because of some students getting higher grades than normal, lack of exposure to all aspects of a project, and difficulties related to group dynamics. To avoid many of the pitfalls of group projects, instructors should make every effort to structure, implement, and control group projects in an extremely intentional and well-thought- out manner (Chapman Van Oaken, 2001). Most teachers use one of two methods to sign students to groups: students select their own group members or the teacher forms students to groups. A teacher might form a group to practice self monitoring with a group of students. We understand the concern with group works. And seawater. We agree that group works are difficult to do. As always, it is up to the teacher to implement the program in a manner that is engaging and will allow for all students to be successful. Appear to first select friends to work with, not Just acquaintances, and then, if necessary, make additions to the group based on someones seating proximity or by adding students who are known as good group members. It is an informal primary group of students who share a similar or equal status. Members of a particular group often have similar interests and backgrounds, bonded by the premise of sameness. It is quite easy for the teacher to administer, and some evidence suggests that it may lead to better group dynamics and outcomes (e. G. , Bacon, Stewart, Silver, 1999; Mellow, 1993; Strong Anderson, 1990). This research paper will show if the students of Notre Dame of Greater Manila will be more successful if the teacher will Oromo their group, or if the students will let the students to form their own group. CONCEPTUAL FRAMEWORK: The basis for determining whether which of one the two formed groups is more preferred by the students is by conducting a survey. This study aims to know the effectiveness of choosing our own group mates or the choice of teacher. Specifically, it aims to answer the if. Questions: What is the difference if the students or the teachers will choose the group members? What are the advantages and disadvantages if: a. The students will choose their group? B. The teacher will choose their group? SIGNIFICANCE OF THE STUDY The choice of group mates is a very important factor in accomplishing a project. Cooperation should always exist between group members in order to produce good results. This will only happen if the members have good relationships with each other. Usually, friends are the ones comfortable with each other. Having friends as group mates will surely fit in to this criterion. However, friends may tend to be distracted in making the project. Having the teacher choose ones group mates may also be considered so that the intelligent students in the class may be distributed to efferent groups. This will ensure that all groups will have a leader/ guide in making the project. Many other factors should be looked at in order to determine which is really more effective. It is therefore imperative to establish whether having friends as group mates is more effective or not. The aim of this research is to determine the opinions of the two parties involved in this problem, the teachers and the students. These opinions will be crucial in the conclusion that will be made regarding the problem. The results of this research may be given to the teachers so that they will eave a basis for the decisions that they will make in assigning group members. In this study, questionnaires will be used to determine the advantages and disadvantages of having friends as group mates. The questionnaires will consist of ten questions. The types of questions that will be used are: multiple choice, yes or no, and free response. These will help the researchers assess the effectiveness of choosing ones own group mates. The population will be composed of both male and female students of section Mark. Also, interviews will be conducted in order to determine the opinions of the teachers which are also involved in this problem. Their stand on this will be an important factor since they are the ones who actually see the results of the projects produced by the groups. In this part, the population will consist of 2 male and 2 female teachers of section Mark. The limitation of this research is that it will be only applicable to section Mark since the population of both the survey and the interviews are composed of students and teachers only of the said section. Further studies which may consist of a larger population may be inducted in order to state a conclusion which will be applicable to all high school students. DEFINITION OF TERMS 1. Groupings a planned arrangement of things, people, etc. , within a group 2. Group mate A person with whom one is in close association; an associate. . Interview is a conversation between two people (the interviewer and the interviewee) where questions are asked by the interviewer to obtain information from the interviewee. 4. Opinion is a subjective belief, and is the result of emotion or interpretation of facts. An opinion may be supported by an argument, although people may draw opposing pinions from the same set of facts. Opinions rarely change without new arguments being presented. 5. Population is all the organisms that both belong to the same species and live in the same geographical area. The area that is used to define the population is such that inter-breeding is possible between any pair within the area and more probable than cross-breeding with individuals from other areas. Other prompts for the purpose of gathering information from respondents. Although they are often designed for statistical analysis of the responses, this is not always the case. . Research can be defined as the search for knowledge, or as any systematic investigation, with an open mind, to establish novel facts, solve new or existing problems, prove new ideas, or develop new theories, usually using a scientific method. The primary purpose for basic research is discovering, interpreting, and the development of methods and systems for the advancement of human knowledge on a wide variety of scientific matters of our world and the universe. 8. Survey is a method used to collect in a systematic way, information from a sample of individuals.

Caro Goar’s Perspective on Senior Citizens Take on Carewatch and Ageism as Written in Goar

Caro Goar’s Perspective on Senior Citizens Take on Carewatch and Ageism as Written in Goar According to the article â€Å"Senior Citizens are Mobilizing Against Ageism: Goar,† written by Carol Goar of the Toronto Star, people in the Canadian community are striving to make a difference towards ageism. Carewatch is a social action committee. They have discovered that ageism is present in many shapes in forms. They noted that ageism is seen in many places: in government, business, fashion, the media, social services, and advertising. The author noted that there was a three step process that the city is using in order to fight ageism. The first step is to take back the title â€Å"senior citizens†. Older citizens in Canada do not appreciate the fact that they aren’t being recognized as senior citizens. Most people refer to these older adults as seniors only. Many senior citizens feel like society should not shorten the phrase to only one word, and that it is important to include both words. The second goal was to provide senior citizens adequate home care through designed funding. The third goal is to get other organizations involved to help solve the problem of ageism in Toronto, Canada. Carewatch is a fifteen year nonprofit that consists of â€Å"a voluntary group of active, informed senior citizens†. Their goal is to be able to be more involved in society. Through this nonprofit, the group hopes that senior citizens have the opportunity to have more control, respect, and human rights. Based on the article, it is said that ageism is the only form of discrimination that is still generally accepted in Canada. Carewatch hopes to put an end to this, where senior citizens can live self-sufficiently with the right support services. One problem that they addressed is that senior citizens tend to keep their age a secret. Whether it is their appearance, form of speech, or the way they act, senior citizens try not to reveal their age. Part of the problem was recognized by Neysmith. Ageism is present in government, business, fashion, the media, social services, and advertising. For example, not one senior citizen was placed in a brochure advertisement for the Pan Am Ga mes Secretariat. Neysmith is hoping to â€Å"convince other organizations that the best way to get actions was to band together.† Ageism is known as the discrimination and stereotyping of older adults. This concept is present in Toronto, Canada, as well as the rest of the world. Ageism can really affect the elderly in a negative manner. This has the power to instill a fearing about getting older. This could lead to dependency, segregation, and the mistreatment of the elderly. It is unfortunate how ageism really separates â€Å"younger people† from â€Å"older people†. This type of inequality is unfair because the elderly are given less power. The way print media and electronic media portray older adults is unfair. In this case, older adults were not included in a brochure advertisement. Ageism is demonstrated in many ways. Ageism is present in the workplace. For example, they are not given many opportunities compared to workers who are younger than them. This includes not receiving any training, compensation, or promotions. I only hope that Carewatch’s efforts follow through. I would have to agree with their efforts. I believe that one way to help push this idea forward is by working with other organizations. By doing this, this will spread more awareness about the unfair treatment of the elderly. This can eventually lead to some sort of response, with a step towards giving the elderly what they truly deserve – human rights, respect, and home care. What I didn’t realize was the fact that the eldery try to hide their age. That was a statement that really surprised me. I didn’t take notice of that until I started reading this article. Although this may happen, society should be supportive of senior citizens regardless. We shouldn’t perpetuate these negative perceived ideas with the elderly. The creation of this nonprofit may not seem important to many, but I feel like it is a great idea. I hope that this type of discrimination gets put to rest in the near future.

To report on an incident within the Air Traffic System Research Paper

To report on an incident within the Air Traffic System - Research Paper Example The elimination of the unnecessary spending is usually viewed as a necessary ingredient in boosting the profit base it usually might be the cause of a crisis through its negative effects on the discontented workers. In the days before the accident, the company had ordered a huge wage concession from the pilots as well as indicating the chances of reducing the number of aircrafts which implied that the number of flights would reduce significantly. (National Transportation Safety Board (2007) points out that the directive by the company became the source of discontent by the pilots and the conversations by the pilots in the morning of August 27, 2006 before the crash, the pilots were discussing the financial stress that was caused and threatened by the management In the early morning of August 27, 2006, all the crew members met at a hotel lobby and all took a taxi to the airport as their flight was due for takeoff. These crew members arrived at the airport at around 0515 and all went straight to the aircraft. There were various preparations before the flight takeoff and the officer in charge of the briefing gave out the take off briefing and informed the crew members that the lighting system was not functioning therefore the place was dark. He gave out the taxi briefing that they would use the taxiway Alpha to the runway 22. The Airport was in the final stages of construction, therefore the airport signage was contradictory with the airport diagrams and charts that the crew members possessed (Air Line Pilots Association International 2007). The crew did not notice during takeoff that their heading was not that of runway 22 and the shortcoming of Comair was its inability to confirm the compass heading during takeoff. National Transportation Safety Board (2007) points out that the place was still dark at that moment and the Comair Flight 5191 exited

Careers & Career Management Term Paper Example | Topics and Well Written Essays - 1750 words

Careers & Career Management - Term Paper Example The purpose of career management is to support the people in achieving their aims and goals. Career management program involves a number of human resource management concepts which assist individuals in enhancing their performance through reviews and feedbacks. It enables individuals in identifying their skills and implementing them for their benefit along with the progression of the organization at large. This will assist them in developing a correct career path as per their capability and knowledge. The success of the individuals depends on the selection of the correct principles and guidelines which would enrich their skills. It is often observed that career success and career failure depends on certain decisive factors within the career path of an individual that ultimately create the difference (Public Service Commission, â€Å"Defining Career Management†). Correspondingly, the objective of the paper is to understand the reason behind the success and the failure of a pers on depending on the career management aspects. The importance of career management and the positive outcome are also evaluated in this paper. DESCRIPTION OF THE SUCCESS STORY OF ALAN MULALLY Alan Mulally is the present Chief Executive Officer (CEO) of the Ford Motor Company. He is as an American engineer by education who has attained unparalleled success in his careers in Ford Motors and the Boeing Company. He became the CEO and the President of the Ford Motor Company in the year 2006. Before his career with Ford Motors, he was the President and CEO of Boeing from September 1998 to September 5, 2006. He was responsible for the working and service deliverance by Boeing (Bloomberg Business Week, â€Å"Alan R. Mulally†). Alan Mulally is a graduate from the University of Kansas. He had a degree in the aeronautical and astronautical engineering and is also a management degree holder which he completed in 1982. He started his professional career in Boeing just immediately after he was out from his college as an engineer. He contributed in the progress of the company through his ideas and hard work. He demonstrated his hard work through making designs which were benefiting the company. Through his dedication, attitude and thoughtfulness, he soon became the Vice President for his project work on 777. In a little while, he was promoted as the Senior Vice President as he displayed his skills and knowledge of engineering in his work. His interests, focus towards the company, along with depiction of knowledge and skills had been driving him towards success. Subsequently, through his entrepreneurship, values and communication skills, he became the CEO of the company. The objective of the company and his individual skills were allowing him to flourish as the key decision maker within the organization. Through his perception and a clear mind-set, he has always remained aware of the needs and wants from his professional life (Bloomberg Business Week, â€Å"Alan R. Mul ally†). The contribution of Alan Mulally in Boeing through his efficiency and storing vision acted as key factor in bestowing him with the role of CEO in Ford Motors in the year 2006. He was appointed as the CEO to save the company from the financial crunch it was facing. Throughout his career, he has been recognized for his contribution along with leadership style, and for which he has been awarded with the â€Å"

Advertising to children Essay Example for Free

Advertising to children Essay Over the last few decades advertising has altered the lives of many and in particular children. Children are susceptible to what they see and are more prone to act on a whim. This research paper will analyse advertising which is aimed at children and will test the following thesis statement Thesis – Advertising misleads children in purchasing goods which they do not need. When you think about this, it may not seem that true. You could argue that you dont know anyone whose fashion or style is influenced by Hollywoods stars. But, you know youve seen people wearing Sean John or JLo brand clothing. Celebrities also influence fashion much more generally. Most fashion trends were either started or influenced by the big stars, says Ramon. Another key component of child intended marketing is the music industry. Stephen Kiehl of the Baltimore Sun says, You could be forgiven for confusing the Number 1 song in the U. S. last week with a commercial. The journalist also mentions that some musical artists are even paid to advertise specific products in their songs. A recent example of this is Petey Pablos song Freak-a-Leak in which the lyrics include, Now I got to give a shout out to Seagrams gin. Cause Im drinkin it and they payin me for it. According to the San Francisco marketing company, Agenda Inc. , 59 brands have been mentioned 645 times in the songs that have made it into the top 20 this year. Another large reservoir of advertising aimed at children is oddly enough, school. Looking right which really means fitting in, is very important for young teenagers, says LaRue- Robinson, a middle school guidance counselor in Forestville, Md. With students caring about how their peers are dressed, moms are beginning to worry; Its gotten really bad now with Tiny Teddies and Cheezels give a balance diet to children (Houlihan, 2005). On the other hand, some advertisements using prize to deceive children to buy their products. The video (Buy me that, too! 1992) explained how the television advertising deceptive children. From the Cereal Giveaways advertising, children can get a complete set of baseball cards easily (Buy me that, too! 1992. But the presenter said 73 boxes to get a good chance only, this result in expenditure increasing for parents (Buy me that, too! 1992). Therefore, television advertising directed at children is not fair, people can not allow deceptive advertising continue to misleading children, it should be forbid. Some people argue that if government do not allowed manufacturers to promote their products on children television, this will lead to destroy of the childrens product industry. This point of view is biased. Word-of-mouth is influencing children buying power. Harry Potter novel now is popular around the world, but the success is not from television advertising, the books themselves became successful are because of word-of-mouth between children (Blades, Gunter Oates cited in Proctor Richards, 2002). Without television advertising, childrens product has been successful in society, Harry Potter gives manufacturers an example that how to achieve success without to promote on children television. Moreover, television advertising is not only method for manufacturers to promote their products. According to the Australia Film Commission report (AFC, 2005), it is estimated the total advertising expenditure with Commercial Economic Advisory Service of Australia (CEASA). Television advertising is not the most important channel for manufacturers in Australia, newspapers is the first choice for manufacturers to promote their products. Also, from the study, manufacturers like to choose radio, magazines and other channels to promote their products (AFC, 2005). Furthermore, 78% of children and adolescents who use the internet do so at home (National Center for Education Statistics, 2003). Internet has become an efficiency way for manufacturers to promote their goods. From the word-of-mouth advertising and study from AFC, people can find the answer easily that forbid the manufacturers to advertise on television will not destroy the childrens product industry. To escape advertising is nearly impossible; brand logos are everywhere. Even in outer space you cant escape it. In 1993 Schwarzeneggers underrated and misunderstood classic, (my opinion, Ill admit it! ) Last Action Hero had its logo painted on a satellite for a large fee, and will circle our planet for the next few thousand years. The soldiers fighting in Iraq, even as I write this, are carrying advertisements; the M-16A2 has a Colt logo stamped into its side, a reminder of who makes that quality weapon. Even in the remotest regions of our world artifacts with recognizable logos are found thanks to care packages. (The Gods Must be Crazy is a wonderful movie on this subject. ) Why do we tolerate such invasions to our lives? Largely because these sorts of advertisements slip under our radar, but also for identification purposes; if you came to my house and saw my entertainment centre, you might know what the DVD player, stereo and the television are, but if you are not familiar with gaming systems, you would have trouble distinguishing the X-Box from the Playstation 2 or the Gamecube. So that type of brand labelling does serve a purpose other than advertising in some cases. There are exceptions to the rule of slapping a logo on everything that we purchase, and a clear boundary that corporations will not cross; furniture. A simple scan of the room Im in shows that that my furniture has nothing denoting where it came from, although I do know that the mattress does have a manufacturers tag on it, my sheets cover it. Out of sight, out of mind. Advertising is becoming more and more a part of our society. The film Minority Report features a scene where advertising is everywhere, and customized to the person. This could be construed as an invasion of privacy, as every purchase of the individual is scrutinized and advertising is personally tailored to that person. This type of information gathering is already being tested in seemingly innocent places. Search for a book on amazon.com and you will get recommendations for other products that you may also be interested in based on your search. (Houlihan, 2005, pg76) Advertisers are also starting to work under our radar. On the Internet, advertisers used to use tracking cookies to find out the places you went, what you purchased online and other information. Soon the pop up ad appeared to annoy just about everyone who saw them. Pop ups were preceded by E-junk mail, dubbed Spam. The problem has moved on to what have been dubbed Spybots programs that integrate into your browser program and report back the web activity to its source. Gator is the most infamous of these. The answer to the thesis statement based on this research paper is yes. To sum up, it is clearly shows that public should outlaw all advertisements that target innocent children. As this is good for childrens health and controls the increasing childhood obesity, and also is of great benefit to the relationship between children and parents. Parents are no longer afraid that children are influenced by unhealthy content of advertisements. Nowadays, more and more countries, like many European Union countries, implement a ban on childrens advertising. Children are a countrys future, protecting their wellbeing and healthy life is the most important responsibility not only for their parents but also for the whole society. References Derived from esbco host – The university of Winnipeg http://libproxy. uwinnipeg. ca/login? URL=http://search. ebscohost. com/login. asp? profile=web CNN. com Health America Australia Film Commission, 2005, what Australians are watching, [Online], Available: http://www. afc. gov. au/gtp/wftvisadrevenue. html [November 24, 2008] Baker, F. 2004, TV-Toy Ad analysis Worksheet, [Online], Available:http://medialit. med. sc. edu/toyadanalysisworksheet. htm [November, 24, 2005]

Sports Injury :: essays research papers

Alcohol use and behaviors in women long-distance race participants reporting a history of bulimia and/ or anorexia nervosa   Ã‚  Ã‚  Ã‚  Ã‚  women long-distance racers were more likely to report a past history of an eating disorder than the control population and that reported in the general population. We cannot say that running was responsible for the development of the eating disorder. It may be that running can prevent or control eating disorders. High achieving, disciplined, organized women with a history of an eating disorder may be attracted to long-distance running. The method of defining a case was based simply on the respondent replying affirmatively to the questions â€Å"Do you have a history or bulimia/† and/or â€Å"Do you have a history of anorexia nervosa?† This method of case definition is based on a history of such a disorder and does not necessarily reflect an active problem.   Ã‚  Ã‚  Ã‚  Ã‚  Researchers found that women reporting a past history of bulimia and a history of problem alcohol behavior as noted by other investigators and were more likely to report a biologic family member with a history of problem drinking. Even with their history of problem alcohol behavior, the runners reporting a history of bulimia did not differ from other runners or the control population in their drinking patterns in a recent two-week period. Total amount of alcohol consumed, occasions of drinking and occasions of binge drinking were not significantly different among any of the women. Researchers were unable to ascertain if running helped control alcohol consumption in a person prone to problem alcohol consumption in a person prone to problem alcohol behavior or if the decreased alcohol consumption predated the onset of running.   Ã‚  Ã‚  Ã‚  Ã‚  Those women reporting a past history of a mixed type of eating disorder, perhaps reflecting severity, ran more days of the week and more miles per week than other runners. These women also had the lowest weight and desired weight of any group. The drive for thinness is a hallmark of anorexia but anorexics with bulimia generally are more prone to use vomiting and/or laxatives for weight control than intense exercise or severe food restriction. This subtype of anorexia is also more likely to be prone of problems with alcohol. This was not true for the women in this study.   Ã‚  Ã‚  Ã‚  Ã‚  A limitation of the study is the small numbers in the eating disorder groups. With a larger series of cases, the small differences in alcohol consumption could be significant.

A Loaf of Breasd Essay

â€Å"A Loaf of Bread† by James Alan McPherson is a story about a man named Harold Green who is accused of cheating customers due to his overpriced products being sold at one of his supermarkets. Throughout the story, Green is faced with a plethora of different obstacles that he has to overcome in order to prove not only to his family, but to himself that he is a honest and caring man. There are many different lessons and themes you can pick out from this story, but one in particular that I feel is important is the relationship between Harold Green and Nelson Reed. Both men are introduced as complete opposites of each other, but as the story progresses they both discover that they are very much alike and the animosity they once shared was nothing more than a mere misunderstanding. By the end of the story, they both learn a lot from each other and that judging someone without knowing their position or seeing things from their perspective can often lead to false verdicts. â€Å"I did not make this world,† he repeated. â€Å"I only make my way in it† This quote perfectly describes Harold Green and his perspective on life. In the beginning of the story, Green is introduced as a selfish but honest man. He knew that he was overcharging customers in his store, but to him it was something he had to do in order to provide for his family even if it meant losing them. â€Å"What is the color of these people?† he asked. â€Å"Black,† his wife said. â€Å"And what is the name of my children?† â€Å"Green.† The grocer smiled. â€Å"There is your answer,† he told his wife. â€Å"Green is the only color I am interested in.† This furthermore shows that Green starts off as a selfish man. He chose to ignore the needs of his customers due to his lust for cash. Nelson Reed on the other hand, was introduced as a very proud and caring Christian man. He believed that what Green was doing was wrong, and felt the need to stand up for his people. Although both men seem to be complete opposites of each other, they still shared similar characteristics. They were both very stubborn and determined to stand up for what they believe in. Green at first, did not want to give in to his wife and give away his products for free. He refused to because he believed he was right, and that he needed to stand up for himself. Reed, although different from Green, shared a similar perspective about the whole situation. He felt the need to stand up for himself and his people. As the two characters progress, they both come to terms on one thing; money rules the world. â€Å"The only thing that matters in this world is money.† This quote by Reed depicts a better understanding between the two. Reed is finally starting to see things through Green’s eyes and realizes that he would’ve done the same thing as Green if he had owed the store. â€Å"Place yourself in my situation†¦ Say on a profit scale of fifteen to forty percent, at what point in between would you draw the line?† â€Å"Forty? Maybe even forty-five or fifty?† the grocer breathed in Reed’s ear. â€Å"In the supermarkets, you know, they have more subtle ways of accomplishing such feats.† Reed slapped his coffee cup with the back of his right hand. The brown liquid swirled across the counter top, wetting the books. â€Å"Damn this!† he shouted.† Although Reed is reluctant to believe he is like Green, he is now putting himself in Green’s shoes. In a way, it’s almost like Reed is giving in to himself. Green does the same thing. One morning Green decides to give in to himself and give out his products for free. In the end, as Green is in the middle of giving out items, Reed walks in and insists that he pay for the loaf of bread his wife had taken for free earlier. â€Å"I think it was brown bread. Don’t that cost more than white?† â€Å"In my store, yes,† Harold Green said. He rang the register with the most casual movement of his finger. The register read fifty-five cents. Nelson Reed held out a dollar. â€Å"And two cents tax,† the grocer said. The man held out the dollar. â€Å"After all,† Harold Green said. â€Å"We are all, after all, Mr. Reed, in debt to the government.† This last quote from the story sums up the change we see in both characters. Green has now learned that there is more to life than just money and himself, whereas Reed learns to respect Green’s profession. The fact that Reed paid full price for the bread shows that he understands Green’s position in contrast to the beginning where he saw it as a crime how Green had overpriced his items. In the end, both men had learned valuable lessons, and although at first were very different and opposing of each other, came to terms that they are no more than two similar people making money for the government.

An Experience That Helped Me Grow I=Up

An experience that helped you understand purpose of Life: When God created this universe, he created each every particle in it with a certain purpose and with a certain design in mind. And that is what our belief in our religion tells us that no one is superior or inferior in front of Allah but it’s our deeds that make us superior or inferior in front of our creator. Our deeds are determined by our performance in the tasks that Allah gives us throughout our lives.My maturity in conceiving the purpose of life didn’t come naturally but it was achieved when I witnessed the life events of one of my closest friend and the way she coped with each and every challenge of life with an open mind and with great composure on her part. My best childhood and school friend Hiba was with me since 6th grade and she was well known among all her friend circle to be very charming not because of her good looks but more because of the way she always had the positive perspective for every eve nt happening around us.She was the one in our friend group whom we all used to look up to whenever we were stuck in little mischieviious and innocent situations of school life without knowing the fact that God is going put her through such big challenges of life where she will be all alone dealing with the high tides of this world. It was pleasant morning of winters and the school day began with usual exchange of pleasantries between classmates. Hiba was smiling and mischievous as usual and our 10th grade class teacher began the day with taking our attendance.Almost two lectures have gone by when a PA to principal came to our class and told Hiba to report the principal as soon as possible. A few minutes later we came to know that Hiba’s parents had died in road accident on the motorway. There whole class room went into complete silence and we had no difficulty imagining how hard this news will be for Hiba, who was the eldest among the sisters. She was a brilliant student and had always wanted to be a doctor. That evening all friends went to the Hiba’s home to pay our condolences and to our amazement Hiba was sitting all composed and calm.The only words we heard from her mouth were the pray that May god give her strength to be a support for her sisters and even at those tough times she was thankful to God for all the blessings He had bestowed open the family. Listening to her saying that prayer I felt as if we all are very immature about our perspective of living and also knew at that moment that God will become her greatest strength and will pull her and her sisters out of this situation and will bless her more than she will ever think of.That day I learned that we should be thankful to our God for every single breath of our life and instead of asking Him for more we should thank Him for what he has already given us. And we should never idealize too much instead we should be prepared to stand against every challenge, life throws at us and we shou ldn’t find strength in our weaknesses and lust for life but our main strength lies in our belief in Allah and what we have today right here right at the moment.Today Hiba is studying medicine on scholarship in one of the top university of Pakistan. And she is also managing her whole house with the money her father left for the family. I amm sure the day is not far away when she will be a famous doctor of Pakistan. We as persons and as a nation needs to understand that God gives challenges only to those who have the strength to bear them and belief in God is the most important ingredient of life which one should never forget.

Carpenter Bees and How to Get Rid of Them

Carpenter Bees and How to Get Rid of Them Carpenter bees can be a real nuisance. They resemble large bumblebees and can be found buzzing around dwellings and other structures where they like to build their nests. Every year, they cause millions of dollars in  damage to dwellings by tunneling into decks, porches, and other wood structures. They can also be aggressive, especially during mating season, and will fly very close to human beings and even bump into them. Fortunately, they rarely if ever sting people and their nests can be removed. Carpenter Bee Basics There are several species of carpenter bee in the United States, but the most common one is the Virginia carpenter bee (Xylocopa virginica). These bugs are found throughout the Southeast but range as far as Connecticut to the north and Texas in the west. Carpenter bees range in size from about 5/8 of an inch to 1 inch and look very similar to bumblebees, but theyre not the same.   Bumblebees (genus Bombus) nest in the ground, usually in abandoned rodent nests, and live in social communities. Carpenter bees (genus Xylocopa) are solitary bees that burrow into wood. You can differentiate the two by examining the dorsal (upper) side of the abdomen. If its shiny and hairless, its a carpenter bee. A bumblebee, by contrast, has a hairy abdomen. Both are considered beneficial insects because they are  excellent plant  pollinators. Therefore, you should avoid eliminating these insects unless absolutely necessary. Carpenter bees usually live for about one year. Each new generation is hatched in the late summer, emerging from nests in August and September to grow and feed, pollinating flowers as they go  before  settling in for the winter and hibernating. Survivors emerge in April and May to mate. The female carpenter bee excavates a tunnel for her offspring. In each brood chamber, she stores food and lays an egg. Having reproduced, adult carpenter bees die off in July, leaving the new generation to continue the cycle when they emerge a month or so later. Most people encounter carpenter bees during April and May when theyve just emerged to mate. During this time, male carpenter bees tend to hover around nest openings, looking for receptive females. It can be rather unnerving being around them, as the males will also hover aggressively around people who approach the nests. They may even fly right into you. Despite this tough act, male carpenter bees cannot sting. Female carpenter bees can sting, but almost never do. How to Identify Nests If you see a bee emerging from a hole in the ground or within a structure, thats a good indication that youre looking at a carpenter bee nest. To be certain,  look at the entrance holes. A carpenter bee makes an entrance hole slightly bigger than her body, or just about  ½ inch in diameter. The first inch or two of the tunnel is usually made against the wood grain. The bee will then make a right turn and extend the tunnel another 4 to 6 inches in the direction of the wood grain. Carpenter bees will often eliminate their waste before entering their nest, so you might see yellow stains on the surface of the wood, just below the entrance hole. Stavros Markopoulos / Getty Images Though they burrow into wood, carpenter bees dont eat wood like termites do. Since their nest tunnels are limited in size, they rarely do serious structural damage. However, because such excavation requires a lot of energy on her part, a female carpenter bee will often prefer to refurbish an old tunnel to digging a new one. If carpenter bees are allowed to tunnel in the same structure year after year, however, the cumulative damage can be significant.   How to Control Carpenter Bees Your best defense is a good offense. Carpenter bees prefer to excavate untreated, unfinished wood. You can prevent carpenter bees from nesting in the first place by painting or varnishing your homes exterior. If an infestation has occurred, you will need to use an insecticide to eliminate the carpenter bees. Many professionals recommend sprays or dust, which can reach the interior surface of the entrance holes. Apply the pesticide at dusk, when carpenter bees are less active.   For the insecticide to work, the bees much come in contact with it as they crawl through the entrance hole of the nest. Apply the appropriate insecticidal dust in the spring, just before adults emerge to mate. Once you see the bees emerge, wait a few days before filling in the nest holes with wood putty or filler. If you didnt apply the insecticide before the spring adults emerged, you will need to treat the nests in the spring, and again in late summer, when the next generation of adults is foraging. In the fall, seal the nest holes with steel wool, then close off the hole with putty, wood filler, fiberglass, or asphalt.   A professional pest control service is your best choice, especially if you have a large infestation because theyll have specialized tools that can reach deep into crevices. However, if you want to do it yourself, any name-brand insecticide formulated to kill flying insects should work. If youd prefer to use a natural remedy, there are several, including boric acid,  Diatomaceous earth, and citrus spray. You can also contact  your local extension office  to find out which insecticides are effective and legal for use on carpenter bees in your area. Sources Bamabara, Stephen and  Waldvogel, Michael. Residential, Structural, and Community Pests. North Carolina State University. July 2009.Houseman, Richard. Carpenter Bees. The University of Missouri Extension.  Jacobs Sr., Steve. Carpenter Bees. Pennsylvania State University. January 2014UC Davis staff. Carpenter Bees Management Guidelines. The University of California. June 2014.13 Home Remedies to Get Rid of Carpenter Bees. HomeRemedyHacks.com. 27 January 2015.

Strategic Management Case Study Write up Schon Klinik-Eating Disorder Assignment

Strategic Management Case Study Write up Schon Klinik-Eating Disorder - Assignment Example During the last 11 years, it was able to add 8 more hospitals from 7 and its annual revenue rapidly tripled. The level of occupancy rates has been maintained by the means of expertise in particular conditions and brand recognition in Schon Hospital. The Schà ¶n Klinik patients in 2012, about 20% had private health insurance where the typical German hospital had only 10%.(Porter, Stanton & Howman, 2013). The introduction of a culture by Fechner’s slogan †Measurable Tangible Better† has become an ideal prospect for Schà ¶n Klinik.As a result of poor established therapy in eating disorders, Schà ¶n Klink’s validated a systematic approaches on treatment and improvements in patient support. The hospital has been able to implement on outcome measurement where every clinician is required to measure results. The patient-reported experience measures implemented, where all patients admitted to Schà ¶n Klinik are required to complete a survey on arrangement of care, how they are treated by staff, hospital ambience, meals and information provided, resulting in a substantial rate of reviews from the patients (Porter, Stanton & Howman, 2013). The reviews from various sites of the hospital has helped the management to identify areas of weaker performance and proposing ideas on effective procedures giving the clinic a competitive advantage. Schon uses the outcome information with other stakeholders to evaluate care processes and new treatments in terms of their cost and clinical impact by suggesting approaches for improvement. Thus, ensuring the adoption of clinicians’ responsibility in their respective areas in the hospitals. The Schon’s model for delivering care for eating disorders consists of a baseline set of surveys which are done instantly following admission and the other set one week prior to discharge. The patients undergo a structured interview of Anorexic and Bulimic Syndromes (SIAB-S). Further, every day a patient’s BMI and weight are recorded and

What do you feel is a major challenge facing nursing today Essay

What do you feel is a major challenge facing nursing today - Essay Example The current situations as it is has seen nurses being stretched thin, with very unworkable shift programs rendering them largely unable to meet the needs and demands of their patients, even as they themselves would wish to and are capable of. In addition, the current overcrowding of the Emergency Departments as a result of blood tests and other diagnostic procedures continue to slow patient flow and retards performance and availability of nurses. This development above is aggravated further with the recent trend in nursing, where advanced degrees are no longer optional. Nurses are now forced to pursue master’s degree which only eventually scares away potentially great workforce, and thereby consequently reducing number of nurses and exacerbating short staffing in medical centers. Competition for human resources by other less strenuous and well-paying courses has also seen to a shift in interests from this field, over time (Zhan, 70-80). The challenge of meeting patient expectation however does not solely lie with the mechanisms surrounding nursing and the circumstances that continue to impact it. Instead, it is also a result of patient factors and diversity issues. This is not to imply that nurses are allowed to be negligent and incompetent but on the contrary argues that even the best efforts by nurses can go amazingly unnoticed and unappreciated by patients whose demands are â€Å"out of this world†. Patients may also have issues they may take out on the nurses particularly during their hospital visits. Nurses may therefore feel fatigued as a result, and in the process even the best and dedicated nurses are left reeling and battered in thoughts of inadequacy, unprofessionalism and low self-esteem. This can produce a negative effect on general performance and injure good relations of nurses toward their patients (Zhan, 83-85). Some of the few solutions that can be implemented to correct this problem are: to embark on a rampant promotion of